Fee Free

We're a fees free mortgage broker. Therefore, that’s probably an immediate saving when using us compared to lots of other mortgage brokers.

Time Saving

It’s very likely we’ll save you a lot of time and money. We know you’re busy. Therefore let us do all the work.

Not A Number

You’re not just a number with MDFS. We’re not a small mortgage broker but we’re not so big that as a result you’ll be lost in the crowd. One to one advice and service.

Friendly Advisers

We are mortgage experts. Therefore you’re getting the very best and up to date mortgage advice possible. Finally, you always get advice from a CeMap qualified mortgage broker.

We provide fees free mortgage advice. We’ll be pleased to answer all your questions and queries. Furthermore, we’ll continue to answer all your questions throughout the entire application process, and above all without charging a fee.

Consequently, there’s certainly never going to be a shortage of clarity when you’re dealing with MDFS. 

So, as a result of our open and frank approach, we’ll put you, the customer, at the forefront of everything we do. Therefore, you’re not just a number with MDFS. We’re not a small mortgage broker, but we’re not so big that as a result you’ll be lost in the crowd. Above all, you’ll receive to one to one fees free mortgage advice and service.

Making Decisions Easy

Furthermore, there are so many different mortgage deals to choose from. So let us help to make your decision easier, by researching the mortgage market and lining up your perfect mortgage.

We operate a telephone or video appointment option in the evening. Therefore there’s no need to take the day off work. Similarly, we can, by appointment, provide advice at the weekend.

Sometimes finding a mortgage isn’t easy, it seems like there’s so many to choose from. As a result, you can spend hours checking the internet at night, when you’re probably better off spending time with your friends and family. But, what about mortgage adviser charges….

Well, because we offer fees free mortgage advice you’ll find no mention of fees on our website, certainly none hidden in small print. In conclusion therefore, MDFS are a good option – you get fees free mortgage advice, at a convenient time and without having to take days off, or surf the internet for hours late at night. 

Mortgage Advice for Humans from Humans

And, we’re humans… not a robot that gives you answers and expects you to make your own decisions… that’s not fees free mortgage advice in our opinion.


Mortgage Advice in 3 easy stages

We just love helping clients, their family and friends with their mortgage needs. 

Our job is to undertake market research on your behalf, find your mortgage, apply, administer everything and finally keep you updated all the way; certainly sounds easy, but probably not every mortgage adviser can do all that for free…

So, give one of our mortgage advisers a call today on 020 3174 0099

Access market leading mortgages


Mortgage Schemes


Lending Sources


Fees Free Advice

What customers say about MDFS

Many mortgage adviser websites simply farm your data out and sell it as a lead. There may be nothing wrong with providing information to you. However, in many cases your details are sold to a fee charging mortgage adviser and that might not be what you want.

Therefore, check out the website small print. Furthermore, does the website say what their status is ? Similarly, can you easily find details of any charges you’re expected to pay ? Are you happy to pay the charges as described ? Are any charges transparent ?

Any doubt, visit the Financial Conduct Authority via their website and check out the FCA register (https://register.fca.org.uk). Make sure you’re dealing with a regulated adviser.

Being based in Bromley and Croydon Massey Divall cover the majority of Surrey and Kent.

Any doubt, visit the Financial Conduct Authority via their website and check the register ( https://register.fca.org.uk ). Finally, make sure you’re dealing with a regulated adviser.  

Book your own appointment time-slot

Why not book a time-slot to suit your busy schedule. Our automated mortgage advice appointment booking system is available 24 hours a day 7 days a week. Time-slots last up to 30 minutes. All appointment time-slot advisers are CeMAP qualified